Get a quote and compare with our value
At Capital Rewards Plus Limited we offer a wide range of insurance products from many of the UK’s leading Insurance Companies. Our services include:
- Buildings Insurance
- Accident Sickness
- Contents Insurance
- Unemployment
- Travel Insurance both single trip and annual
- Landlords Insurance (let property)
If you would like to find out more please click on the “Quote me” button and this will take you directly to our quotation system. From there you can choose the insurance required and confirm your personal circumstances, where after the best priced policy will be found with an immediate online application available.
All quotations requested are without cost and obligation
More information…
Insurance and the need thereof?
Insurance and the need thereof?
When the unexpected happens, insurance is a way of protecting yourself and your belongings against a particular adverse event, for example, a burglary, an accident whilst on holiday or losing your income because of illness or even redundancy. In the event of any of these unwanted events happening, insurance can soften the blow by paying out an agreed amount or an amount to cover the loss or damage, as appropriate. Of course, it may not happen, but you have to decide whether you are willing or able to take that risk.
Underwriting Criteria
Underwriting Criteria
The amount you pay for insurance will be based on the information you give the insurance company (the underwriter) and the type of risk you want to insure. Insurance companies use underwriting criteria, for example, where you live, if you smoke or what type of activity you would like to be covered to help them work out the price (premium) of the insurance.
Specialist Insurers
Specialist Insurers
You might find that some insurance companies may not be able to give you a price for the cover you need. This could be because that particular insurance company doesn’t offer insurance for the type of risk you want to insure (for example things like antiques or vintage cars).
If you want this type of insurance you might have to go to a company that specialises in this type of insurance cover.
The importance of correct information
The importance of correct information
The insurance company agrees to pay out if the event which you’re insuring against happens. For example, your travel insurance policy may pay out for loss of luggage.
It is important that you give the insurance company the correct information when buying insurance as incorrect information might affect your claim.
Premiums
Premiums
You pay either a sum for the whole year (or sometimes longer), called a single premium, or a regular premium, usually monthly, for the policy.
Renewals
Renewals
Most insurance lasts for one year at a time and you can renew your policy when it ends, or go somewhere else for a better deal. But make sure you don’t lose out by switching and always check that a new policy covers what you need it for. Always compare what’s covered by a policy, not just the price. Some might be cheaper than others, but they may not offer the same level of protection.
